Manufactured Home Insurance
Coverage built for manufactured and mobile homes — protecting the structure, your belongings, and your liability.
Coverage highlights
- Dwelling coverage sized for manufactured and mobile home construction
- Personal property coverage for belongings inside
- Liability protection if someone is injured on your property
- Tie-down and wind/storm coverage options
- Guidance on separate flood coverage where it applies
Why it matters here
Manufactured homes are common in communities across Texas, from rural counties to the outskirts of Houston, and they carry coverage needs that differ from a site-built house — wind/storm anchoring, transport, and total-loss valuation among them. We make sure your policy actually matches how your home is built and set.
FAQ
Is manufactured home insurance different from regular homeowners insurance?
Yes — manufactured and mobile homes are underwritten differently, accounting for construction type, foundation/tie-down setup, and how the home is valued in a total loss.
Does it cover wind and storm damage?
Most policies include wind/storm coverage, which matters given how exposed manufactured homes can be during severe Texas weather — we'll walk you through the specifics of your policy.
Do I need flood coverage too?
Standard manufactured home policies don't include flood damage. If your home sits in or near a flood-prone area, we can help you add separate flood coverage.